What Is Heaney Law Firm?

Updated

Heaney Law Firm is a Minnesota consumer rights law practice led by attorney Mark Heaney. It represents individuals—not businesses—in disputes involving auto fraud, debt collection harassment, credit reporting errors, and predatory lending. The firm offers a free case review as the starting point for anyone considering whether they have a claim.

Who the firm serves

The practice is focused on consumers in Minnesota who are dealing with a company or collector on the other side of a dispute. If your problem involves a car dealer, a debt collector, a credit bureau, or a lender, that falls within the firm's stated area of work. The description is individual-focused, so this is not a general business law or corporate defense practice.

What kinds of problems it handles

Based on the firm's own description of its practice, the main consumer issues include:

  • Auto fraud — problems arising from a vehicle sale or financing, such as misrepresentation or deceptive dealer practices.
  • Debt collection harassment — contact or conduct by collectors that goes beyond what the law allows.
  • Credit reporting errors — inaccurate information on a credit report that a bureau or furnisher fails to correct.
  • Predatory lending — loan terms or practices that take advantage of a borrower.

The firm's description also uses "and more," which signals that these four categories are examples rather than a complete list. If your situation is a consumer dispute but doesn't match one of these labels exactly, the free case review is the way to find out whether it fits.

How fees are described

The firm states that in most cases, the wrongdoer pays the fees—not the client. That is a claim about how these cases are typically structured, not a guarantee for every matter. Treat it as a starting question: ask during the case review which fee arrangement would apply to your specific situation and what you would owe, if anything, if the case does not succeed.

How to start

The initial contact point is a free case review. To use it well, come prepared with the basics:

  1. A short timeline — what happened, when, and in what order.
  2. The other party — the dealer, collector, bureau, or lender involved.
  3. Documents — contracts, collection letters, credit reports, correspondence, or screenshots of calls and messages.
  4. What you want fixed — a correction, an end to contact, money damages, or something else.

The review is where you find out whether the firm handles your type of issue and whether it is a fit. If it is not, you have still clarified your facts, which helps with any other attorney or agency you contact next.

What this firm is not

It is not a general-purpose legal aid office, and the description does not present it as handling criminal, family, or business matters. It is also not a credit repair service—the focus is on legal claims tied to consumer protection issues, not on disputing items on your behalf outside a legal process.