Does Get Money Saving Explain Whether Leasing a Car Is Cheaper Than Buying?

Yes. Get Money Saving has a dedicated article on exactly this question: "Is Leasing Cheaper Than Buying a Car? Here's What I Learned After Running the Numbers," published July 23, 2026 and written by Kieran Sullivan. The piece is framed as a first-person cost comparison rather than a generic verdict, and it explicitly accounts for insurance, maintenance, and depreciation alongside the monthly payment. If you want to know whether the site treats leasing vs. buying as a real math problem, it does.

What the article actually compares

The excerpt shows the author starting from a common assumption — that leasing is for people who want a new car every few years, while buying is the "responsible" option because payments eventually stop — and then testing it against real numbers. The costs named in the excerpt are:

• Insurance
• Maintenance
• Depreciation
• The monthly payment itself (implied by the lease-vs-buy framing)

That list matters because it's the same set of factors that usually decide the answer. A lease payment and a loan payment are not comparable on their own; the loan builds equity while the lease doesn't, and the lease typically bundles you into a newer car with different insurance and maintenance exposure.

Why the site's approach is useful for this decision

The article is written as "here's what I learned after running the numbers," which means it walks through the author's own comparison rather than asserting a universal answer. That matches how the decision actually works: leasing vs. buying depends on how long you keep a car, how many miles you drive, whether you can absorb a large repair bill, and whether you value always driving something new.

Get Money Saving's broader coverage supports this style of analysis. The site's other articles include "Renting vs Buying a House: The Real Math Behind Whether You Should Rent or Buy a Home," which the excerpt describes as going beyond comparing rent to a mortgage payment to include mortgage interest, stamp duty, maintenance, insurance, fees, and opportunity cost. The car article appears to follow the same pattern: take the obvious comparison, then add the costs people leave out.

What to check before you rely on it

• Currency and market. The site's content is UK-focused — the cost-of-living article is explicitly about UK inflation, and the housing article mentions stamp duty. If you're outside the UK, the specific figures won't transfer, though the cost categories will.
• Date. The car article is from July 2026. Lease and loan rates move, so treat any numbers as illustrative of the method, not current quotes.
• Your own inputs. The article gives you a framework; the answer still depends on your mileage, your insurance profile, and how long you'd keep the car.

The bottom line

Get Money Saving does address whether leasing is cheaper than buying, and it does so by running an actual cost comparison that includes insurance, maintenance, and depreciation rather than just stacking the monthly payment against a loan payment. Read it if you want a worked example of how to structure the comparison; plug in your own numbers before deciding.