Can Australian investors use Unhedged, and what account structures are supported?

Updated

Yes. Unhedged is built for Australian investors, and its own site says it is "trusted by thousands Aussie investors." It also states that you can invest through a trust, an SMSF (self-managed super fund), or a company — so it is not limited to a single personal account type.

Who Unhedged is aimed at

Unhedged describes itself as a "super simple app that allows anyone to invest, without having to choose stocks." The site positions the product around "Quant as a Service," with algorithms that are "constantly scanning, analysing and optimising your portfolio."

Two audiences are named directly:

  • Individual investors — the app is pitched as a way for anyone to invest without picking individual stocks.
  • Funds, wealth managers, and brokers — Unhedged says it helps funds and wealth managers build better portfolios and helps brokers give clients advanced insights.

If you are an Australian investor deciding whether this fits you, the relevant question is less "can I use it" and more "which account structure matches how I already hold investments."

Account structures Unhedged supports

The site lists three ways to invest:

Structure What it means for you
Trust Investing through a trust structure rather than in your own name
SMSF Investing through a self-managed super fund
Company Investing through a company entity

The site also has a dedicated "SMSF/Company Investments" entry in its navigation, which reinforces that these structures are treated as a supported path rather than an edge case.

What the site does not state is the eligibility criteria, minimum balances, or setup requirements for each structure. Those details are not in the available material, so treat the list above as the scope of what Unhedged advertises, not as confirmation that any specific trust, SMSF, or company will qualify.

How the investing itself works

A few mechanics are stated on the site and are worth knowing before you choose a structure:

  • Algorithm-driven, not stock-picking. You are not selecting individual shares. The algorithms handle selection and adjustment.
  • Always on. Unhedged says its algorithms are "constantly scanning, analysing and optimising your portfolio."
  • Bias mitigation as the pitch. The stated rationale is that AI-driven investing is "free from human emotion bias," which the site describes as notorious for sabotaging rational decisions.
  • You choose the algorithm mix. You can pick "a preset combination of algorithms" or "mix and match them on your own."
  • Flexible contributions and withdrawals. The site says you can make a one-time investment, add more as you go, and "withdraw whenever you need it."

That last point matters for SMSF and company structures in particular, because those entities often have their own cash-flow and compliance rhythms. The site presents flexibility as a feature, but it does not detail how withdrawals interact with each structure.

What to check before deciding

Because the site's information is general, a few things are worth confirming directly rather than inferring:

  1. Whether your specific trust, SMSF, or company is accepted — the site names the structures but not the acceptance conditions.
  2. Fees and minimums — no pricing signals appear in the available material, so do not assume the app is free. The site does mention a free demo account, which is separate from live investing.
  3. How the demo account differs from a live account — the site says you can "get a demo account completely free," which is a useful way to see the interface before committing.
  4. Your own circumstances — Unhedged states plainly that its information "is general information only and doesn't take into consideration your personal circumstances, financial situation or needs." It also notes that content may be algorithmically generated from raw data, has not been independently verified, and is subject to change. Past performance is not indicative of future performance.

For an SMSF or trust, the practical step is to confirm the structure is supported for your situation and then check how contributions and withdrawals are handled, since those are the points where entity rules and app mechanics tend to meet.