Does Elephant Insurance Offer Home, Motorcycle, or Umbrella Insurance?

Yes. Elephant Insurance offers more than car insurance. According to its website, you can bundle home, motorcycle, and umbrella insurance alongside your auto policy. The company presents bundling as a way to get both convenience and savings, and directs visitors to a dedicated page to learn more about combining policies.

What Products Does Elephant Offer?

Elephant's site describes a range of insurance products and coverages. Auto insurance remains the core of its business, but the company also lists other policy types for bundling.

The site's main message is "Find the right coverage at the right price," with a focus on personalized car insurance and discounts. The additional products are presented as a way to consolidate your insurance needs with one provider.

How Does Bundling Work?

Bundling means purchasing more than one policy from the same insurer. Elephant's site frames this as a two-part benefit:

• Convenience — managing multiple policies through one company and, per the site, through the Elephant mobile app and online account access.
• Savings — the site states that bundling home, motorcycle, and umbrella insurance can save you money, though it does not publish specific bundle discount percentages on this page.

If you want to see what a bundle would cost, the site's path is to start a quote and then add the other policies.

What Discounts Are Available?

Elephant lists several auto insurance discounts that can stack with a bundle. These are the ones named on the page:

• Early bird discount — save up to 10% when you start your policy with Elephant 5 days before your current policy renews.
• Pay in full discount — save when you pay your policy premiums up front.
• Multi-car discount — a discount when you insure more than one vehicle in your household.
• Going green discounts — for choosing eco-friendly options like e-signature and paperless billing.
• Claims free discount — for drivers who haven't had an accident in a while.
• Online quote discount — for setting up your insurance plan online.

The site also notes an average savings figure of up to $829 for drivers who switch to Elephant, based on a survey of new customers between 5/20/2025 and 06/13/2026. That figure refers to switching, not specifically to bundling, so treat it as a general indication rather than a bundle-specific number.

Is Bundling Worth It?

There's no universal answer, because bundle pricing depends on your vehicles, home, location, and driving record. A few practical points from what Elephant publishes:

• The site explicitly promotes bundling for "convenience and savings," so it's positioned as a cost-saving option rather than a requirement.
• Specific bundle discount amounts aren't listed on the page, so you'd need a quote to compare.
• Elephant's auto discounts (early bird, pay in full, multi-car, and others) may apply alongside a bundle, which can affect the total.

A reasonable approach: get a quote for your auto policy alone, then get a second quote with home, motorcycle, or umbrella added, and compare the combined total against what you'd pay for those policies separately.

How to Get Started

1. Go to Elephant's site and start a car insurance quote.
2. When prompted, indicate that you want to bundle home, motorcycle, or umbrella insurance.
3. Review the combined premium and the discounts applied.
4. Compare the bundled total against separate policies before deciding.

The site also notes that 9 out of 10 customers renew with Elephant (90% stayed at renewal between October and December 2024), and that Elephant is rated "Excellent" on Trustpilot — useful context if you're weighing service quality alongside price.