Does Out of Debt Again Cover Savings Account Interest Rates?

Yes, but only as personal reflection rather than as a rate-tracking resource. Out of Debt Again is a personal finance blog written by Mrs. Accountability, and one of its posts directly asks whether 5% interest savings accounts still exist or were "just in the olden days." That post, dated April 3, 2021, is the clearest example of the site touching on savings rates. Readers should treat it as one household's experience and opinion, not as a current rate comparison or product recommendation.

What the Site Actually Says About Savings Rates

The relevant post is framed as a question: are there any 5% interest savings accounts, or was that just in the olden days? The framing itself tells you the author's starting point — she remembers higher savings rates and is questioning whether they are still attainable.

The same post moves into her workplace retirement situation, which is where the concrete numbers appear:

• Her employer set up a 403(b) program in January of that year; she describes it as the 401(k) equivalent for non-profit agencies.
• Before that, the company offered only an employer-funded profit sharing program.
• Over more than two decades, only one contribution was made to that profit sharing program.
• After twenty years of service, she reports being fully vested for roughly $2K.

So the savings-rate question and the retirement-savings discussion sit in the same article. The site connects them through a common theme: what ordinary savers can realistically expect from interest and employer contributions over time.

How to Read the Rate Discussion

Use the post as a prompt for your own questions, not as an answer key.

The 2021 date matters. Any rate discussion from that period describes the environment at the time of writing, and savings rates change. If your question is "what rate can I get today," this blog will not answer it — you need a live rate source. If your question is "how do other people think about savings rates and retirement contributions," the post is a usable example.

What the Blog Is, Briefly

Out of Debt Again is a personal finance blog by Mrs. Accountability, whose tagline is "...we did it!" — signaling a debt-payoff story told from the perspective of someone who has been through it. Content is organized around categories such as budgeting, including a "plan of action" section. The writing is first-person and experience-based: employer plans, vesting, and savings questions are described as they happened to the author.

That positioning explains both the value and the limits. You get lived detail — the single profit-sharing contribution over two decades is more specific than most general advice — but you do not get neutral, comprehensive coverage of savings products.

Practical Takeaways

• If you want to know whether high-yield savings rates exist right now: check current rate tables from banks or a rate aggregator; the blog's 2021 question is background, not data.
• If you are evaluating an employer retirement plan: the post's useful lesson is to check how many contributions have actually been made and what your vesting schedule means, rather than assuming a plan is building value. The author's roughly $2K after twenty years is a concrete illustration of why that check matters.
• If you are comparing blogs as resources: treat Out of Debt Again as a personal-experience source on debt payoff and budgeting, and pair it with a rate or product source when the question is about specific accounts.

In short, the site does cover savings account interest rates — once, as a question — and its real substance is the personal savings and retirement experience around that question.