How Cutero Works Step by Step

Cutero is a subscription-tracking tool built around a three-step loop: add the subscriptions you already pay for, make an explicit KEEP or CUT decision on each one, then see what your monthly recurring spend looks like and how much you could free up. It's aimed at people who have accumulated subscriptions they no longer use or no longer remember paying for. According to the site, Cutero is currently in Early Access, and you can start tracking for free with no credit card required.

Step 1: Add your subscriptions

The first step is to get every recurring charge into one place.

• Enter the services you already pay for — the site's framing is "track the services you already pay for in one place."
• The goal is completeness: the tool can only surface waste among subscriptions it knows about, so anything left out stays invisible.
• This is a manual entry step, not an automatic bank or card sync, based on how the site describes the flow.

What to expect: a single list of your recurring expenses instead of charges scattered across statements, app stores, and email receipts.

Common snag: forgetting annual or infrequently billed subscriptions. Those are exactly the ones that tend to go unnoticed, so it's worth checking your statements for yearly renewals before moving on.

Step 2: Review — KEEP or CUT

Once your subscriptions are listed, Cutero asks you to make a decision on each one rather than leaving them in a vague "I'll deal with it later" state.

• For every recurring expense, you mark it KEEP or CUT.
• The site describes this as making "an explicit decision for each recurring expense."
• The value here is forcing a judgment call: if you can't justify keeping a subscription, that's a signal.

What to expect: a reviewed list where every item has a status, so nothing sits undecided.

Common snag: deciding to cut something but not actually cancelling it. Cutero tracks and helps you decide — the cancellation itself still happens with the provider.

Step 3: See your savings

The final step turns your decisions into numbers.

• Cutero shows your monthly spend and what you could free up.
• The site states it helps "identify unused subscriptions and shows you your potential savings."
• The savings figure shown on the site is an illustrative example, not a real user account, so treat your own number as the one that matters.

What to expect: a monthly figure for your recurring spend and a second figure for potential savings from everything you marked CUT.

The flow at a glance

What Cutero is and isn't

It is: a way to see where your money goes, review what you still use, and cut what you don't — the site's own description of the problem is that subscriptions are "easy to start. Easy to forget. And surprisingly expensive."

It isn't: a cancellation service or an automatic charge detector, based on the described steps. You supply the subscriptions and you act on the decisions.

Who this works for

Cutero fits if you:

• Pay for several subscriptions and aren't sure which ones you still use
• Want a structured reason to review recurring spending rather than a one-off glance
• Are comfortable entering your subscriptions manually

It's less useful if you're looking for something that pulls charges automatically from your accounts, since the described flow starts with you adding them.

Getting started

The site offers a "Start tracking for free" entry point with no credit card required, under Early Access — meaning the product is still being shaped and users are invited to help influence what comes next. Pricing beyond the free Early Access tracking isn't specified on the page, so don't assume a particular paid tier or its terms.