How to Get a Car Insurance Quote from Elephant Insurance

Updated

You can start a free car insurance quote directly on Elephant Insurance's website, and if you don't finish in one sitting, the site lets you continue a previous quote later. The quote is the step where you enter your driver and vehicle details so Elephant can show you coverage options and potential savings — the site advertises average savings of up to $829 for drivers who switched, based on a survey of new customers between 5/20/2025 and 06/13/2026.

What you can do before and during the quote

Elephant's site is built around a single starting point: the online quote. From there you can:

  • Get a personalized quote — the site describes customized car insurance with liability, collision, comprehensive, and full coverage options.
  • See discounts applied to your premium — Elephant lists several auto insurance discounts, including an early bird discount (up to 10% if you start your policy at least 5 days before your current policy renews), a pay-in-full discount, a multi-car discount, going-green discounts for e-signature and paperless billing, a claims-free discount, and an online quote discount.
  • Continue a previous quote — if you leave partway through, the site offers a "Continue previous quote" option so you don't have to re-enter everything.
  • Bundle later — home, motorcycle, and umbrella insurance can be bundled for convenience and savings, but that's a separate step from the auto quote itself.

Steps to get your quote

  1. Go to Elephant's website and choose the option to start a car insurance quote. If you've already begun one, use the "Continue previous quote" link instead.
  2. Enter your details. The quote flow asks for the information needed to price your policy — typically your vehicle, drivers in the household, and coverage preferences. Elephant doesn't publish the exact field list on its homepage, so expect standard auto-quote questions.
  3. Review coverage options. You'll see personalized coverage choices (liability, collision, comprehensive, full coverage) and any discounts you qualify for.
  4. See your price and savings. The quote shows your premium and how discounts affect it. This is where the advertised average savings figure comes from — it reflects what switchers reported, not a guaranteed rate.
  5. Decide whether to buy. If you proceed, you can then manage the policy through the Elephant mobile app or online account access.

What to have ready

Elephant's site doesn't publish a required-documents checklist, but a standard auto quote needs your vehicle information (make, model, year, and ideally VIN), driver details for everyone on the policy, your current coverage if you're switching, and your address. Having your current policy renewal date handy matters if you want the early bird discount, since it requires starting at least 5 days before renewal.

After the quote

Once you have a policy, Elephant provides a mobile app and online account access for managing your policy and claims. The company also notes that 9 out of 10 customers renew, based on 90% of customers staying with Elephant at renewal between October and December 2024, and it holds an Excellent rating on Trustpilot.

Common sticking points

  • The quote isn't a final price. The up-to-$829 savings figure is an average from a specific survey window, so your actual savings depend on your profile and discounts.
  • Discounts have conditions. The early bird discount depends on timing relative to your current renewal; the pay-in-full discount requires paying premiums upfront; the multi-car discount requires more than one vehicle in the household.
  • Bundling is separate. Home, motorcycle, and umbrella bundling is offered for savings but isn't part of the auto quote flow itself.

If you want to compare what you'd pay, the fastest path is to start the quote, note which discounts apply to you, and compare the resulting premium against your current policy — ideally at least 5 days before your renewal if you want the early bird discount.