What account types does Stockspot offer and how do I get started?

Updated

Stockspot offers account types for individuals, couples, children, companies, trusts, self-managed super funds (SMSFs), and not-for-profits, plus a dedicated super fund and a service for professional advisers. You start by choosing the account that matches who is investing and what the money is for, then going through the "Get started" flow. If you already hold investments elsewhere, the "Switch to Stockspot" tool is designed to compare and move existing funds across.

Account types and who they suit

The account you pick depends on the legal owner of the money and the goal, not on how much you invest.

Account type Who it's for
Individual Investing in your own name
Joint Investing with someone else
Kids Investing for children or grandchildren under 18
Company Investing as a registered company or business
Trust Investing for a family, discretionary, or testamentary trust
SMSF Investing as a self-managed super fund
Not-for-profit Investing as a charity or NFP

Alongside these, Stockspot separates accounts by goal and time horizon:

  • Stockspot Savings — for short-term financial goals.
  • Investing — personalised portfolios for medium to long-term wealth growth.
  • Income — a portfolio targeting higher annual income.
  • Sustainable investing — a portfolio aligned with personal goals and values.
  • Inflation — a portfolio designed to defend against the impact of inflation.
  • Stockspot Super — described as Australia's first ETF-only super fund.
  • Stockspot for Professionals — an all-inclusive solution for professional advisers and their clients.

How to get started

  1. Decide on the account type. Match it to the legal owner (you, you and a partner, a child, a company, a trust, an SMSF, or an NFP).
  2. Decide on the goal. Short-term savings, medium to long-term investing, income, sustainable investing, or inflation defence.
  3. Use the "Get started" entry point on the site to begin the sign-up flow.
  4. If you already invest elsewhere, use "Switch to Stockspot" to compare and switch your existing funds.

Stockspot's own framing is that it builds a smart, personalised portfolio using proven investment strategies, with no paperwork and no stress — and that it manages your investments so you can get on with life.

What to check before you commit

  • Pricing tiers. The site links to a pricing page and separate super pricing, plus Platinum ($200,000+ in assets) and Diamond ($2M+ in assets) tiers. Fees are not stated in the material here, so check the pricing pages for current numbers.
  • Performance claims. Stockspot states its model portfolios outperformed 100% of similar diversified funds over 10 years. Treat this as the provider's own claim and review the performance page for the underlying detail.
  • Portfolio customisation. "Stockspot Themes" lets you customise a portfolio with theme options if you want exposure beyond the standard model portfolios.

If your situation is straightforward — one person, one goal — an individual account under the relevant goal type is the simplest path. If the money is held by a structure (company, trust, SMSF) or for someone else (kids, NFP), choose the matching account type first, because that determines the paperwork and the tax treatment.