What Accounts and Loans Does PCM Credit Union Offer?
PCM Credit Union (pcmcu.org) offers deposit accounts — savings, checking, teen checking, and debit cards — plus loans for vehicles and recreational vehicles, mortgages, home equity loans and HELOCs, personal loans, student loans, and credit cards. It serves Green Bay, Howard, Marinette, and Northeast Wisconsin, and its site publishes Featured Rates, Deposit Rates, and Loan Rates so you can compare before opening an account. Online account opening and online payments are also available.
Deposit accounts
The site groups these under "Accounts":
- Savings — the entry-level deposit account.
- Checking & Debit Cards — everyday transaction account with a debit card.
- Teen Checking — a checking option designed for younger members.
Deposit Rates are published separately, so check current yields there rather than assuming a rate. The homepage also highlights a "5% Certificate Special (APY)" — a promotional certificate rate, which is a time-deposit product rather than a regular savings account. Promotional rates typically carry conditions and expiration dates, so confirm the terms on the site before acting.
Loan products
The site lists these under "Loans":
| Loan type | What it typically covers |
|---|---|
| Vehicle & Recreational Loans | Cars, plus RVs, boats, and similar |
| Mortgage Loans | Home purchase financing |
| Home Equity Loans & HELOCs | Borrowing against home equity, as a lump sum or a line of credit |
| Personal Loans | General-purpose borrowing |
| Student Loans | Education financing |
| Credit Cards | Revolving credit |
Loan Rates are published on the site, and there is a "Make a Payment" path for existing borrowers.
Services that support these accounts
- SecureNow Online Banking and Mobile Banking — account access, transfers, and bill pay.
- Digital Wallets — add your PCMCU card to a phone wallet.
- eStatements — electronic account statements.
- ATM Locations and Wire Transfers.
- Financial Planning and TruStage Insurance — planning and insurance products alongside deposit and loan accounts.
- Credit Sense — a credit-monitoring style tool listed under Digital Services.
- Online Account Opening — start a membership/account online rather than in a branch.
How to compare and choose
- Decide whether you need a deposit account, a loan, or both.
- Open the Rates section and compare Deposit Rates against Loan Rates — they answer different questions (what you earn vs. what you pay).
- Check Featured Rates for current promotions, like the certificate special, and read the terms attached to them.
- If you're ready, use Online Account Opening; if you have an existing loan, use Make a Payment.
Two practical notes: membership eligibility matters — the site has a "Who Can Join" page, so confirm you qualify before applying. And rates on a credit union homepage are snapshots; verify the current figure on the rates page, since promotional APYs and loan rates change.