What Does Strike Offer for Businesses?
Strike offers a dedicated business tier that combines Bitcoin treasury management with everyday financial operations: payroll, invoicing, API access, and multi-user access. It's aimed at companies that want to hold or transact in Bitcoin while still running normal business payments. If you're an individual rather than a company, Strike's individual and private tiers cover buying, selling, DCA, bill pay, and direct deposit instead.
Business features at a glance
Based on Strike's own product descriptions, the business experience centers on four capabilities:
| Feature | What it's for |
|---|---|
| Treasury management | Holding and managing company Bitcoin alongside other balances |
| Payroll | Paying employees |
| Invoicing | Billing customers |
| API access | Connecting Strike to your own systems or workflows |
| Multi-user | Letting more than one person operate the account |
Strike frames this as "business banking on Bitcoin" — the same platform where you can buy, borrow, and send, but with the controls and access a company needs rather than a single person.
How the business tier differs from individual and private
Strike describes three experiences on one platform:
- Individual — buy, sell, DCA, bill pay, direct deposit, withdraw to cold storage.
- Private — concierge onboarding, higher limits, dedicated support.
- Business — treasury management, payroll, invoicing, API access, multi-user.
The business tier is the only one that explicitly lists payroll, invoicing, and API access, so those are the features to check first if they're your reason for signing up.
What the platform provides underneath
Whatever tier you use, Strike states that:
- Balances are Bitcoin backed 1:1, fully reserved and segregated from corporate funds.
- It is SOC 2 Type II audited.
- It operates in 100+ countries.
- It has been building Bitcoin infrastructure since 2021 and reports 1M+ downloads and 40K+ 5-star reviews.
For a business, the 1:1 backing and segregation claim is the detail worth verifying directly with Strike, since it concerns how company funds are held.
Buying, borrowing, and payments for a business context
The same core products apply:
- Buy Bitcoin — fee-free recurring purchases with no minimums, and up to $2.5M per buy with unlimited purchases.
- Borrow — borrow dollars while keeping your Bitcoin.
- Payments — send Bitcoin anywhere.
A business could, for example, run recurring Bitcoin purchases as part of a treasury strategy, borrow against that position for working capital, and use payroll and invoicing to handle day-to-day operations — all inside one account rather than three separate apps.
What to confirm before committing
Strike's public material doesn't specify business pricing, eligibility requirements per country, or exact limits for the business tier. Before signing up, check directly:
- Whether business accounts are available in your country (availability is stated as 100+ countries, not all).
- The current fee schedule for business transactions.
- Whether API access meets your integration requirements.
- How multi-user permissions are structured.
If your need is simply personal buying, selling, or bill pay, the individual tier is the relevant one — the business features above only matter if you're operating as a company.