What Insurance Options Does AIG US Offer for Individuals?

Updated

AIG US (aig.com) presents individual insurance in three main directions: travel and personal accident insurance, coverage for Private Clients, and a set of dedicated service portals for logging in and reporting claims. The site groups these under an "Individuals" path, with a separate "Private Client Group" entry for higher-end personal coverage. If you are an individual rather than a business or broker, these are the areas to start with.

The Individual Insurance Categories on aig.com

The homepage organizes its offerings into four audience paths: Risk Solutions, Individuals, Businesses, and Risk Managers. For personal needs, the relevant path is Individuals, described on the page as covering "travel and personal accident insurance to coverage for Private Clients."

Category What the site says it covers Who it fits
Travel insurance Listed as part of the Individuals offering People insuring a trip or travel-related risk
Personal accident insurance Listed alongside travel under Individuals Individuals seeking accident coverage outside group plans
Private Client Group A dedicated entry in the site navigation Clients with higher-value personal assets or more complex personal coverage needs

The page does not publish specific policy terms, limits, or prices for these products. To see actual product details, you need to follow the "Discover product & services" link under the Individuals section.

Private Client Group: The Higher-End Track

"Private Client Group" appears as its own item in the site's navigation, separate from the general Individuals description. On the page, it sits alongside other service entries such as LOGIN, Workers' Compensation (AIG Go WC), Report a Claim, and Dental, Group Life, and AD&D Claims.

This suggests Private Client coverage is treated as a distinct service line rather than a sub-page of standard personal insurance. If your needs involve substantial personal property, multiple residences, or coverage that goes beyond a standard travel or accident policy, this is the entry point to check first. The site itself does not detail eligibility rules, so confirm scope directly through the Private Client Group link.

Service Portals You Will Likely Need

Beyond product browsing, the homepage surfaces several practical entry points that individual customers use after or alongside buying coverage:

  • LOGIN — the general account access point in the navigation.
  • Report a Claim — a dedicated claims entry, useful for travel or accident claims.
  • Dental, Group Life, and AD&D Claims — a separate claims path, which implies these coverages are administered through their own system rather than the general claims flow.
  • Workers' Compensation (AIG Go WC) — listed in the navigation; relevant mainly if you are a sole proprietor or small-business owner rather than a pure individual buyer.

A practical note: because claims for dental, group life, and AD&D sit on a separate path from the main "Report a Claim" link, check which portal matches your policy type before starting a claim. Choosing the wrong entry can send you into a flow that does not recognize your policy.

What the Site Does Not Tell You

The homepage is a gateway, not a product catalog. It does not list premiums, coverage limits, deductibles, or eligibility criteria for any individual product. It also does not state whether online purchase is available for travel or personal accident policies, or whether you must go through an agent or broker.

For anything decision-relevant — price, exclusions, whether a specific trip or asset is covered — use the "Discover product & services" links under Individuals and Private Client Group, or contact AIG directly. Treat the homepage as a map of where to look, not as the terms themselves.

A Quick Way to Decide Where to Start

  • Insuring a trip or a one-off travel risk → start with the travel insurance listing under Individuals.
  • Want accident coverage as an individual → the personal accident listing under Individuals.
  • Have high-value personal assets or complex personal coverage → go to Private Client Group.
  • Already have a policy and need to file → use Report a Claim, or the Dental/Group Life/AD&D Claims path if that matches your coverage.
  • Need to access your account → LOGIN in the site navigation.

Each of these is a starting point on aig.com; the specific product terms and any purchase or eligibility conditions are confirmed only after you follow through to the product pages or speak with AIG.