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EnglishWhat Is China Universal Asset Management (汇添富) and What Funds Does It Offer?
Updated
China Universal Asset Management (汇添富基金管理股份有限公司) is a Shanghai-based fund management company founded by Orient Securities, Wen Hui Xin Min United Press Group, and China Eastern Airlines. It offers mutual funds, cash management products such as Cash Treasure (现金宝), segregated accounts, and wealth management products, accessible through its official platform at 99fund.com. This overview covers the company's background, main product lines, representative funds, and the factors to check before investing.
Company Background
China Universal is described as a "high-starting-point, internationalized, and vibrant" fund company. Its three founding shareholders are:
- Orient Securities Co., Ltd. — a major Chinese securities firm
- Wen Hui Xin Min United Press Group — a prominent media group
- China Eastern Airlines Group — a large state-owned airline group
The company is headquartered in the Lujiazui financial and trade zone in Shanghai. The combination of securities, media, and aviation backing gives it a diversified shareholder base, though the day-to-day business is fund management.
Main Business Lines
China Universal operates across several product categories:
| Business Line | Description |
|---|---|
| Mutual funds | Publicly offered funds across equity, mixed, and other strategies |
| Cash management (现金宝) | A cash management product, similar in concept to a money market tool |
| Segregated accounts (专户) | Customized accounts for qualified investors |
| Wealth management | Broader wealth management offerings |
The website's own keywords include "网上交易" (online trading), "基金" (funds), and "优惠" (discounts/promotions), indicating that online trading is a core channel.
Representative Fund Products
The site highlights several funds, each representing a different investment theme:
- 汇添富数字未来混合A — a mixed fund focused on the digital future theme
- 汇添富移动互联股票 — an equity fund focused on mobile internet
- 汇添富品质价值混合 — a mixed fund oriented toward quality value investing
These names indicate the fund type (混合 = mixed, 股票 = equity) and the thematic or style focus. The "A" suffix on the digital future fund typically denotes a share class, which matters for fee structures.
How to Access Products
Products are available through the official online platform. The site provides direct links for:
- 资管产品 (asset management products):
https://trade.99fund.com/vip/account - 认购/申购 (subscription/purchase):
https://trade.99fund.com/trade/purchase
These are the official trading entry points. Note that the site recommends using updated browsers (Chrome, Firefox, Safari, or IE11) for full functionality — older browsers may not display the service properly.
What to Check Before Investing
Before choosing any fund, verify these factors:
- Fund type — equity funds carry higher volatility than mixed or cash management products
- Risk level — each fund discloses its risk rating; match it to your tolerance
- Fees — subscription, redemption, and management fees vary by fund and share class
- Investment theme — thematic funds like digital future or mobile internet concentrate in specific sectors, which increases concentration risk
- Share class — the "A" class and other classes differ in how and when fees are charged
The company's own materials describe it as internationalized and high-starting-point, but those are positioning statements rather than performance guarantees. Fund selection should rest on the fund's strategy, holdings, and your own objectives.