What Is Monerica and What Can You Find on It?

Updated

Monerica (app.monerica.com) is a directory for a Monero circular economy — a categorized index of merchants, businesses, communities, education, exchanges, wallets, and other resources that accept or support XMR. Use it when you want to find places to spend Monero or tools to manage it, rather than to buy or hold Monero itself. The site states its goal is to reflect "the freedom ideals of the United States of America in the age of cryptocurrency by using Monero," with no borders and the ability to transact without a bank account, third-party permission, or surveillance.

What the directory covers

The site describes itself as covering a Monero circular economy and lists these resource types:

  • Merchants and businesses — vendors that accept XMR
  • Communities — Monero-related groups
  • Education — learning material
  • Exchanges — swap and exchange services
  • Wallets — storage tools
  • Other resources — additional supporting services

In practice, the homepage surfaces this through sponsor blocks and category listings. Examples visible on the page include:

Listing Category What it does
xmr2cex Exchange/offramp XMR → CEX liquidity offramp, no KYC, no JavaScript
SageSwap Swap service No-KYC swap, 1–2% fee, 24/7
GhostSwap Exchange No-KYC swap across 1,600+ coins
CCE Cash Exchange Automated XMR/BTC/ETH/SOL exchange
BTCVPS Web hosting Privacy-focused VPS, email-only signup, crypto payments
Trocador Exchanges Privacy-focused exchange aggregator
Torisim Newest additions Data-only travel eSIMs, no account or ID, refunds in XMR
ZeroKYC Pay Newest additions Accept ETH, USDT, USDC, BTC, XMR, TON without KYC or custody

How to use it

  1. Browse by category. The homepage groups listings under headings such as Main Sponsors, Category Sponsors, and Subcategory Sponsors, with categories like Businesses, Exchanges, and Web Hosting.
  2. Check the newest additions. A "Newest Additions" section (also available via RSS) shows recently listed services with dates, so you can see what's current.
  3. Read the status markers. Listings carry status labels: 🟦 Admitted, ✅ Verified, ❓ Questionable, ❌ Scam. Treat these as the site's own classification, not an independent audit.
  4. Add or edit a listing. The page provides "Add/Edit Website" and "Join Newsletter" entry points if you want to submit or correct a resource.

What to keep in mind

  • Links are not endorsements. The site states this explicitly, and notes some links may be affiliate links.
  • No JavaScript, cookies not required. The directory is designed to work without JavaScript, which matters if you browse with scripts disabled.
  • Sponsorship is visible. Main, category, and subcategory sponsors are displayed separately, so paid placement is distinguishable from ordinary listings. For example, a featured marathon listing notes it is "Sponsored by Monerica."
  • Ratings come from the site. Figures like "4.5 (2)" or "4.7 (20)" appear next to listings; they reflect the site's own review counts, not a neutral third party.
  • Freshness varies. The page shows a "Last Update" timestamp, and individual listings carry their own dates — check these before relying on a service being active.

If your goal is to find a specific type of XMR-accepting service, start with the relevant category and cross-check the listing's status and date. If your goal is to add your own business, use the Add/Edit Website link and expect to go through the site's admission process.