What Is My Money Blog?
Updated
My Money Blog is a personal finance and investing blog that publishes deal posts, cashback card updates, and consumer finance news across four main areas: spending, earning, investing, and retirement. It is free to read — no pricing signals or payment requirements appear on the site. It is most useful if you want a steady stream of current promotions and consumer-finance commentary rather than a structured course or a single-topic reference.
What the site covers
The blog organizes itself around four broad categories, reflected in its navigation: Spend, Earn, Invest, Retire. In practice, the published posts mix everyday money-saving opportunities with news-driven analysis.
Recent examples from the site show the range:
- Whole Foods App: $10 off $50 — a promo code (
APP10) for grocery pickup or delivery orders through the new Whole Foods app. - Amazon Audible: $0.99/mo for 4 Months + $20 Audible Credit — a limited-time subscription promotion.
- 5% Cash Back Cards: Restaurants, Grocery Stores, Utilities – October through December 2026 — a quarterly roundup of rotating cashback categories.
- US Mobile Current Deals — carrier promotions including a trade-in offer and referral credit.
- Amway MLM $225M FTC Deceptive Business Practices Settlement Lessons — a longer analysis piece drawing consumer lessons from a regulatory settlement.
That mix means the site functions less like a textbook and more like a running feed of things you can act on now, plus occasional explainers when news warrants it.
How the deal and cashback posts work
The deal posts follow a consistent pattern: a specific offer, the merchant or provider, the promo code or condition, and the expiration context. The Whole Foods post, for instance, names the code, the minimum spend ($50), the discount ($10), and confirms it works for both pickup and delivery.
The cashback card roundups are quarterly. They list which spending categories earn elevated rates (restaurants, grocery stores, utilities) for a defined window (October through December 2026). If you hold a rotating-category card, these posts tell you what to activate or where to shift spending for the quarter.
Because these are time-bound, the value depends on reading them close to the posting date. An offer from September 2026 may be expired by the time you find it.
The analysis posts
Not everything is a deal. The Amway post is an example of the blog's longer-form consumer-advocacy work. It summarizes a $225 million settlement between Amway, the FTC, and the State of Washington over "Unfair and Deceptive Business Practices," and extracts practical lessons:
- Most Amway "Independent Business Owners" (IBOs) lost money — spending more on products and paid training materials than they earned back.
- The compensation structure rewarded recruiting new IBOs over selling products to actual customers.
- The settlement states Amway and affiliates deceptively instructed IBOs to falsely report product sales that never happened, creating the illusion of legitimate retail revenue.
- Expensive paid training materials and seminars were pitched as "required" for success and became a major revenue source for those who did make money.
The takeaway for readers: if you are considering any multilevel marketing opportunity, the settlement details are worth reading in full before joining.
Is it worth reading?
It depends on what you want.
| If you want… | My Money Blog is… |
|---|---|
| Current deals, promo codes, and cashback category updates | A good fit — this is the bulk of the content |
| Consumer-finance news with a skeptical, practical angle | Useful, especially on MLM and regulatory topics |
| A structured curriculum or step-by-step investing course | Not a fit — content is post-by-post, not sequenced |
| Evergreen reference material | Limited — many posts are time-sensitive offers |
The site is free and requires no account to read. The main caveat is timing: deal posts age quickly, so check dates before acting on any promotion.