What Is PCM Credit Union (pcmcu.org)?
PCM Credit Union (pcmcu.org) is a credit union based in Green Bay, Wisconsin, also serving Howard, Marinette, and the surrounding Northeast Wisconsin area. Its website is the member-facing hub for opening accounts, checking deposit and loan rates, and accessing digital banking. It's relevant to you if you live or work in that region and want a local, member-owned alternative to a bank — or if you're simply trying to confirm what the site is before entering personal information.
What kind of institution it is
A credit union is a member-owned, not-for-profit financial cooperative, which is the main structural difference from a bank. PCMCU describes itself as serving Green Bay, Howard, Marinette, and Northeast Wisconsin, and states it was voted Best Credit Union three years running. Membership is tied to eligibility rather than being open to anyone — the site has a dedicated "Who Can Join" page, so check that before assuming you qualify.
What the website offers
The site is organized around the tasks members actually need to do:
- Rates — separate pages for deposit rates and loan rates, so you can compare savings and borrowing terms before applying.
- Accounts — online account opening, savings, checking & debit cards, and teen checking.
- Loans — vehicle & recreational loans, mortgage loans, home equity loans & HELOCs, personal loans, student loans, and credit cards.
- Digital services — SecureNow online banking, mobile banking, transfers, bill pay, digital wallets, Credit Sense, and eStatements.
- Other services — financial planning, TruStage insurance, ATM locations, and wire transfers.
- Education — a Homebuyer Hub, GreenPath Financial Wellness, fraud resources, a scholarship program, and teen & parent resources.
A featured promotion on the homepage advertises a "5% Certificate Special (APY)." Treat that as a time-limited offer and confirm the current rate, term, and minimum on the deposit rates page rather than relying on the banner.
Services at a glance
| Category | What's listed |
|---|---|
| Everyday banking | Savings, checking & debit cards, teen checking |
| Borrowing | Vehicle & recreational, mortgage, home equity/HELOC, personal, student loans, credit cards |
| Digital access | Online banking, mobile banking, transfers, bill pay, digital wallets, eStatements |
| Support & planning | Financial planning, TruStage insurance, GreenPath Financial Wellness, fraud resources |
| Community | Community involvement, events, scholarship program |
Practical things to know before you use it
- Routing number: 275977858, listed on the site — useful for setting up direct deposit or external transfers.
- Availability: Online banking and the mobile app are described as available 24/7, but branches observe holidays (for example, the site notes a closure for Columbus Day / Indigenous Peoples' Day on Monday, October 12th).
- Service interruptions: The site warns that the phone system can be temporarily unavailable during scheduled maintenance, so online and mobile channels may be the more reliable route at those times.
- Getting started: If you're eligible, online account opening is the fastest path; otherwise use the "Who Can Join" page first, then the rates pages to compare before committing.
The site does not publish pricing for its services in the material reviewed, so don't assume any feature is free — check the specific account or loan page for terms.