What Is Stockspot and What Does It Do?

Updated

Stockspot is an Australian online investment adviser (robo-advice) that builds and manages a personalised portfolio for you using ETF-based strategies. You use it if you want your sharemarket investing handled for you — no paperwork, no need to pick individual stocks — across goals like short-term savings, long-term growth, income, sustainable investing, or inflation defence, and through account types including individual, joint, kids, company, trust, SMSF, and Stockspot Super.

How it works

Stockspot describes its service as "sharemarket investing done for you" and says it manages your investments so you can get on with life. In practice:

  • You get a personalised portfolio built from proven investment strategies rather than a single off-the-shelf fund.
  • Stockspot manages it for you, which is the core of the "no paperwork, no stress" positioning on its site.
  • The portfolios are ETF-based, and the site states its model portfolios outperformed 100% of similar diversified funds over 10 years.

The site also offers Stockspot Themes, which let you customise your portfolio with specific theme options if you want more control than a standard model portfolio.

What you can invest for

Stockspot organises its products around the goal or time horizon you have in mind:

Goal Product
Short-term financial goals Stockspot Savings
Medium to long-term wealth growth Investing
Higher annual income Income
Aligning investments with your values Sustainable investing
Defending against inflation Inflation

Account types available

Beyond the goal-based products, Stockspot supports a range of account structures:

  • Individual — investing in your own name
  • Joint — investing with someone else
  • Kids — investing for children or grandchildren under 18
  • SMSF — investing as a self-managed super fund
  • Company — investing as a registered company or business
  • Trust — investing for a family, discretionary, or testamentary trust
  • Not-for-profit — investing as a charity or NFP

Super and professional use

  • Stockspot Super is described as Australia's first ETF-only super fund.
  • Stockspot for Professionals is an all-inclusive solution aimed at professional advisers managing clients.

Other things worth knowing

  • Pricing is tiered. The site links to a pricing page ("See what's included in our pricing tiers") and separate Super pricing, with named tiers including Platinum ($200,000+ in assets) and Diamond ($2M+ in assets). Check the pricing pages for current fees, since the site presents them by tier rather than as a single flat rate.
  • Switching is supported. There's a "Switch to Stockspot" option to compare and move existing funds across.
  • Performance is published. Stockspot provides a performance page so you can compare portfolio returns before deciding.

If you want a managed, ETF-based portfolio without choosing investments yourself, Stockspot is built for that. If you want to trade individual shares or control every holding, it isn't — its model is delegated management across a defined set of products and account types.