What Is the Elevate Savings Account from Wings Credit Union?
The Elevate Savings account from Wings Credit Union is a savings product advertised at 3.75% APY, with the emphasis that your money "stays accessible while your savings keep growing." That combination — a stated yield plus liquidity — is the core of the offer. It's aimed at savers who want their balance to earn more than a typical savings account while still being able to reach the funds when needed.
What the account offers
Based on the information Wings Credit Union publishes on its site:
- 3.75% APY on the Elevate Savings account (the rate is footnoted on the site, so check the current terms before opening).
- Liquidity: the account is described as keeping your money accessible rather than locked up.
- Membership context: Wings is a credit union, so opening any account means becoming a member. The site notes it has served members since 1938, with branches in Minnesota, Wisconsin, Detroit, Orlando, and Atlanta.
Who it tends to fit
The Elevate Savings account is a reasonable candidate if:
- You want a savings account with a published yield higher than a standard share savings rate.
- You expect to need access to the money rather than committing it for a fixed term.
- You're comfortable joining a credit union and meeting its membership requirements.
It's a weaker fit if you need a fixed, guaranteed rate for a set period (a certificate/term share product would be the comparison point) or if you want to bank entirely outside the credit union's footprint and service model.
How to check the details and open one
- Go to wingscu.com and find the Elevate Savings page (the homepage highlights it under the "Get 3.75% APY back" banner).
- Read the footnote attached to the APY — it typically states the rate's conditions, including any balance tiers or requirements.
- Confirm membership eligibility and what's needed to join.
- Use the site's "Open a Savings Account" or "Learn More" path to start the application, or schedule an appointment at a branch if you'd rather do it in person.
What to verify before you commit
- The current APY and its conditions. Advertised rates change; the footnote governs.
- Access rules. "Accessible" can still mean limits on withdrawals or transfers, so confirm how you'd get to the money and how quickly.
- Fees and minimums. The site doesn't spell these out in the material available here, so ask directly.
- Membership requirements. Credit unions have eligibility rules; confirm you qualify before applying.
If your goal is simply to earn more on cash you might need soon, the Elevate Savings account is worth pricing against your current bank — just confirm the rate terms and access rules first.