What Legal Forms and Notices Does FABCO Provide for Landlords?

Updated

FABCO provides two categories of landlord-facing legal documents: Three Day Notices, used to begin the eviction process, and Action Letters, used to notify an applicant in writing when housing is denied. According to FABCO's site, the Action Letters exist because the Fair Credit Reporting Act (FCRA) requires written notification when denying an applicant for housing. Both are listed as part of FABCO's rental collection and screening services, which the company has offered to landlords and property managers since 1943.

The two forms FABCO lists

Form Stated purpose When a landlord uses it
Three Day Notice "This legal form is for you to serve your tenant to begin the eviction process." After rent goes unpaid and the landlord is ready to start formal eviction steps
Action Letter Written notification required by the FCRA when denying an applicant for housing After a screening report leads to a denial, so the applicant is notified in writing

Three Day Notices

FABCO describes the Three Day Notice as the form a landlord serves on a tenant to begin the eviction process. The name reflects the notice period: the tenant is given a short window — three days — to respond before the landlord proceeds further.

Two practical points follow from how FABCO frames it:

  • It is a starting document, not the eviction itself. Serving it is the step that opens the process.
  • Because eviction rules are set by state and local law, the notice period, service method, and required wording can differ from what a generic form assumes. FABCO presents the form as part of its rental collection service; it does not state on the cited page that the form is customized to each jurisdiction.

If you are deciding whether to use it, check your state's requirements for the notice period and how the notice must be delivered before serving anything.

Action Letters and the FCRA requirement

The Action Letter is the adverse-action notice a landlord sends when an applicant is turned down for housing. FABCO's stated reason for offering it is the FCRA's written notification requirement — when an applicant is denied based on a consumer report, the denial has to be communicated in writing.

For a landlord, the value is compliance: a denial delivered only verbally leaves no written record that the applicant was notified. Using a prepared letter gives you a consistent document for that step.

What the cited page does not specify is the letter's exact contents — for example, whether it includes the name and address of the screening company, the applicant's right to dispute, or a free-copy request line. Those elements are commonly part of FCRA adverse-action notices, but FABCO's page only states the general requirement, so confirm the specifics before relying on the letter as a complete compliance document.

How these forms fit into FABCO's services

Both documents sit alongside FABCO's two core offerings:

  • Tenant Screening — rental, credit, and criminal information delivered as instant reports, used to evaluate applicants.
  • Rental Collection — debt collection specialized in unpaid rent, which is where the Three Day Notice fits as a step toward recovery.

The Action Letter connects to screening: it is the document you send after a screening result leads you to deny an applicant. The Three Day Notice connects to collections: it is the document you serve when unpaid rent pushes you toward eviction.

What to verify before using either form

FABCO's page establishes what each form is for, but not the details that determine whether it works in your situation:

  1. Jurisdiction — eviction notice periods and required language vary by state and locality. Confirm your state's rules for a three-day notice before serving one.
  2. FCRA notice contents — check that the Action Letter includes everything your situation requires, such as the screening agency's contact information and the applicant's dispute rights.
  3. Service method — how a notice must be delivered (in person, by mail, posted) is set by local rules, not by the form itself.
  4. Access — FABCO's site shows a member log-in and a registration path, so these materials appear to be tied to membership. The page does not state pricing or whether the forms are available without an account.

For a landlord weighing whether to use FABCO's forms, the practical question is less "does FABCO offer them" — it does — and more whether the versions you receive match your state's requirements and contain the FCRA elements your denial letters need.