What Online and Mobile Banking Features Does Liberty Bay Credit Union Offer?

Liberty Bay Credit Union (lbcu.org) provides online banking, mobile banking, and a phone banking line called MoneyLine, with features including transfers, bill pay, mobile check deposit, eStatements, and card management. Access starts by enrolling through the "New to Online Banking? Enroll And Access Today" link on the site, and the credit union has announced a mobile banking upgrade for both iOS and Android starting September 29th with no expected downtime.

Core Online and Mobile Banking Features

Based on the services listed on lbcu.org, members can use the following tools:

• Online Banking — the main account access portal, reached through the Login section of the site.
• Mobile Banking — account access through the iOS and Android apps.
• MoneyLine — a phone-based banking service listed alongside online and mobile banking.
• Transfer Money — move funds between accounts.
• Bill Pay — schedule and manage payments to payees.
• AccuSCAN Mobile Deposits — deposit checks by scanning them with a mobile device.
• eStatements — receive account statements electronically.
• Manage Debit & ATM Card — control card settings and access.
• Overdraft Protection — a linked protection service for overdrafts.
• Loan Payment Options — ways to make loan payments.
• Shared Branching — access accounts through participating shared branch locations.

Business members have a separate set of tools: Business Online Banking and Business Online Banking Services, listed under the Business section of the site.

Mobile Banking Upgrade Starting September 29th

Liberty Bay has announced that starting September 29th, it is upgrading the mobile banking experience on both iOS and Android. According to the notice on the site, these are general maintenance improvements designed to boost overall performance and make managing finances smoother. The notice also states there is no expected downtime during the upgrade.

If you use the mobile app, the practical takeaway is that you may see a refreshed experience after that date, but you should not need to plan around an outage.

How to Log In or Enroll

The site's Login section offers two paths:

• Online Banking — log in with your username and password. There is a "Forgot Password" link if you need to reset credentials.
• VISA / AMEX — a separate login path for credit card accounts.

If you are not yet enrolled, the site provides a "New to Online Banking? Enroll And Access Today" link to start the enrollment process.

If the Site Won't Load Properly

The site displays a notice that if JavaScript is disabled in your browser, you need to enable it to view the full site. If pages appear incomplete or interactive features don't work, check your browser settings and turn JavaScript on, then reload the page.

Where to Get Help

For access problems or questions about these services, the site lists a Help Center, a New Member Center, and a Contact Us page with contact options. The Fraud & Security Center and Financial Hardship Center are also available for those specific situations.