Which Property Types Can Be Financed Through Allied Commercial Funding?

Updated

Allied Commercial Funding finances commercial and income-producing real estate across most major property categories, including multifamily (5+ units), mixed-use, office, retail, industrial, and several specialty types. According to the company's own site, it operates as a full-service commercial direct lender for stated income and hard money/bridge loans and as a mortgage broker for bank loans, with programs ranging from $100,000 to $25,000,000+ and terms from 1–5 year short-term loans and 1–2 year bridge loans up to 30-year fully amortized financing. If your property falls into one of the categories below, it is likely within scope — but confirm the specific property and loan structure directly, since eligibility depends on the program.

Property Types Listed by Allied Commercial Funding

The site names the following property types as financeable:

Category Examples Listed
Multifamily Multifamily 5+ units
Mixed-use Mixed-use property
Office Office buildings, office condos, medical offices
Retail Retail stores, strip malls, shopping centers
Industrial / Warehouse Warehouses, industrial, manufacturing
Self-storage Self-storage facilities
Specialty Mobile home parks, auto service properties

The site frames this as covering "just about any type of Commercial Real Estate or Income Property Investment," and explicitly states it can lend on properties that are vacant or have high vacancies.

Owner-Occupied vs. Non-Owner Financing

Both owner and non-owner financing are available. This matters if you plan to occupy part of the property (common with office condos, mixed-use, or auto service) versus holding it purely as an investment. The site does not break down which property types are restricted to one category, so treat occupancy as a question to raise when you inquire.

Loan Programs That Apply Across These Property Types

The property list sits on top of three main funding paths:

  • Stated income loans — $100,000 to $25,000,000+, terms from short-term 1–5 years up to 30-year fully amortized; the site states these can work even with credit problems or no income shown on tax returns.
  • Hard money / bridge loans — 1–2 year bridge financing, positioned for fast closings such as paying off an overdue lender or meeting a purchase deadline.
  • Bank loans via broker network — the company acts as a mortgage broker to place loans with banks and family offices "when other banks say no."

Borrowers across the FICO spectrum are described as eligible, from top to bottom scores.

How to Confirm Your Property Qualifies

  1. Identify your property type against the table above.
  2. Decide whether you need stated income, hard money/bridge, or bank placement — this drives the terms and speed.
  3. Note your target loan amount ($100,000–$25,000,000+ range) and desired term (1–5 year short-term, 1–2 year bridge, or up to 30-year amortized).
  4. Contact Allied Commercial Funding at 800-247-8212 with the property type, occupancy, loan amount, and timeline.

The site's stated approach is "We Have A Loan For That," including for situations outside standard underwriting — but that is a marketing claim, not a guarantee. Final eligibility, rates, and terms are set during underwriting and are not published on the page.