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EnglishWhat Is Money Simulator and What Can You Do in It?
Updated
Money Simulator is a free, browser-based retro sandbox game that lets you see how financial decisions play out over time. You can play it in your browser with no download required. It is a simulation, not a prediction tool: the site states that nothing in life can be predicted with 100% accuracy, so you should not base real financial decisions on the outcome of the simulation.
What you can do in the game
The game is built around a set of everyday financial activities. According to the site, you can:
- Get a job and follow a career path
- Open a pension and plan for retirement
- Open savings accounts and save
- Apply for mortgages
- Purchase properties
- Buy and sell cars
The idea is to let you try out these decisions in a sandbox and watch their impact, rather than just reading about them.
How to start playing
- Go to simulator.money in your browser.
- Select the option to play for free. The site says no download is required.
- Start with a basic decision, such as getting a job, then move on to savings, pensions, or property as you go.
The site lists the current version as V0.11.1, with release notes available on the page.
What it is and is not
| It is | It is not |
|---|---|
| A browser-based retro sandbox game | A financial advice service |
| A way to explore the impact of decisions like jobs, savings, pensions, mortgages, and cars | A tool that predicts real-life outcomes accurately |
| Free to play in your browser, per the site | A substitute for professional financial guidance |
The site's own disclaimer is the key point: treat the results as a game, not as a basis for real financial choices. Money Simulator is a project by Chris Pattle.