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Practical guides

What to Look for in a Credit Counseling Agency Before Choosing ACCC
Before choosing ACCC (consumercredit.com), verify four things: whether the agency is affiliated with a recognized standards body such as the NFCC, ho…
Credit Counseling vs. Debt Management vs. Debt Consolidation vs. Debt Settlement
Credit counseling is the broadest starting point: it's guidance, often low-cost or free, that helps you understand your budget and options. A debt ma…
How Does a Debt Management Plan Work at ACCC?
A Debt Management Plan (DMP) at ACCC works by consolidating your unsecured debts into one monthly payment that ACCC disburses to your creditors, typi…
What Is Credit Counseling and How Can It Help With Overwhelming Debt?
Credit counseling is a service where a trained counselor reviews your income, expenses, and debts, then helps you build a plan to manage them. It can…
What Is ACCC (consumercredit.com) and What Services Does It Offer?
ACCC, which operates at consumercredit.com, is a consumer credit counseling organization that has provided credit counseling since 1991. It offers a …