tykr.com

Tykr's AI assistant is a learning-and-screening sidekick rather than an autonomous trader. According to Tykr's own product description, it helps you learn how to invest, find stocks, build new portfolios, and analyze portfolios you already hold. It sits inside a web and mobile app that also screens stocks, ETFs, mutual funds, and crypto, tracks multiple portfolios, and connects to 40+ brokers. The practical benefit is largest for beginners who want a structured path from "where do I start" to "what do I buy, and when do I sell" — the site frames that journey as going from beginner to confident investor in 30 days or less.

The four jobs the AI is described as doing

Tykr's page lists the AI's scope directly: learn investing, find stocks, build portfolios, and analyze current portfolios. In practice those map to four workflows:

• Learning: the AI acts as a teaching layer alongside Tykr's education content, so you can ask investing questions instead of piecing together definitions yourself.
• Finding stocks: it works with the screening engine, which the site says analyzes thousands of stocks in seconds.
• Building portfolios: it helps assemble a portfolio from scratch, which matters most if you don't yet have holdings to evaluate.
• Analyzing existing portfolios: if you already invest, the AI reviews what you hold rather than starting from zero.

The site describes these as happening "in clicks," but it does not publish model details, data sources, or accuracy claims. Treat the AI as a fast first pass, not a verdict.

How the AI connects to Tykr's rating system

The AI doesn't produce buy/sell calls in a vacuum — it works with Tykr's traffic-light scoring, which labels stocks On Sale, Watch, or Overpriced. The page ties this to three ideas: fair value (the estimated real value of a stock), margin of safety (Tykr highlights 50% or higher as the target), and overvaluation (flagged when margin of safety falls below 50%).

That gives the AI something concrete to reason about. For example, if you ask it to help build a portfolio, the useful output is a set of candidates filtered toward "On Sale" names with an adequate margin of safety — not a generic list of popular stocks. The same logic runs in reverse for selling: avoid "Overpriced" names and identify when the margin of safety drops below 50%.

What the AI does not appear to do

Nothing on the page describes automated trading, order execution, or guaranteed returns. Broker connections (Schwab, Fidelity, Robinhood, E*TRADE, and others) are presented as a way to automate your portfolio tracker, not to let the AI trade for you. The 30-day money-back guarantee is a refund policy, not a performance promise.

Where the AI adds the most value

The weakest fit is an experienced investor who already has a repeatable valuation process and wants deep fundamental modeling — the page describes a simplified scoring approach, not a research terminal.

A realistic first session

A concrete way to use the assistant, based on the features listed:

1. Start with the self-guided checklist to establish where you are.
2. Ask the AI to explain the On Sale / Watch / Overpriced labels and the 50% margin-of-safety threshold before acting on any rating.
3. Run a screen and add a handful of "On Sale" candidates to your watchlist.
4. Ask the AI to help build a portfolio from those candidates, then compare its reasoning against the fair-value and margin-of-safety figures shown for each stock.
5. Connect a broker if you want the portfolio tracker populated automatically, then use the AI to review the resulting portfolio.

Expected result: a shortlist you understand and can defend, plus alerts set for rating changes. Common snag: the AI's suggestions are only as good as the underlying scores, so check the margin-of-safety number yourself before treating any name as a buy.

Before you commit

Tykr offers a 30-day free trial with cancellation any time and a 30-day money-back guarantee, per the site. Pricing figures aren't stated on the page reviewed here, so check the pricing page for current plans rather than assuming a cost. The trial is the sensible way to test whether the AI's explanations match how you think — the value is in the learning loop, not in outsourced decisions.

Tykr offers a 30-day free trial that you can cancel at any time, and paid plans are backed by a 30-day money-back guarantee. Before you sign up, know what you're getting: a stock, ETF, mutual fund, and crypto research platform with AI-assisted analysis, a traffic-light rating system, portfolio tracking, and connections to 40+ brokers. The trial is the right starting point if you want to test the screening and rating workflow before paying; it's less useful if you only need a simple portfolio tracker, since the core value is in the research and "when to buy/sell" guidance.

What the trial includes

Based on Tykr's published feature list, the platform you're evaluating during the trial covers:

• AI-powered investing tools — described as an "AI investing sidekick" for learning, finding stocks, and building or analyzing portfolios.
• Stock screening — thousands of stocks scored with a traffic-light system: On Sale, Watch, or Overpriced.
• ETFs and crypto tracking — ETF screening plus crypto tracking in one place.
• Watchlist alerts — automatic notifications when a watchlisted stock's rating changes.
• Portfolio tracker — multiple portfolios with overall ratings, performance tracking, and projections.
• Broker connections — 40+ brokers, including Schwab, Fidelity, Robinhood, and E*TRADE, to automate portfolio tracking.
• Education and checklist — a self-guided checklist and educational content aimed at taking beginners to confident investors.

The site frames the beginner path as "from a beginner to confident investor in 30 days or less," which lines up with the trial length. Treat that as marketing framing rather than a guarantee.

Trial terms to confirm before you commit

Two things the source material does not specify: the actual plan prices and whether a payment method is required at trial signup. Check both on the pricing page and signup flow before entering any billing details.

How to evaluate Tykr during the 30 days

A trial only tells you something if you use it on a real task. A practical sequence:

1. Run a screen on a sector you already know. Pick an industry you understand and compare Tykr's On Sale / Watch / Overpriced ratings against your own view. This tests whether the scoring logic matches how you think.
2. Add a handful of stocks to your watchlist. The value of the alert system only shows up over days, so set it up early in the trial and see whether rating-change notifications are timely and useful.
3. Connect one broker, if you're comfortable doing so. Broker connections exist to automate portfolio tracking; testing one connection shows you how much manual entry you'd avoid. If you'd rather not link an account, track a portfolio manually instead and note the effort difference.
4. Build a sample portfolio and review the projections. This is where the "know when to sell" side — avoiding Overpriced stocks, margin-of-safety warnings — either helps you or doesn't.
5. Work through the beginner checklist. If you're new to investing, this is the part most likely to justify a subscription; if you're experienced, it may be skippable.

By the end of week two you should know whether the rating system changes your decisions. If it doesn't, cancel before the trial ends rather than relying on the money-back guarantee.

Who should try it, and who shouldn't

A good fit if: you're a beginner who wants structured guidance on what to buy and when, you want screening across stocks, ETFs, and crypto in one place, and you'd benefit from automated portfolio tracking through a broker connection.

A weaker fit if: you already have a research process you trust, you only need portfolio tracking (a plain tracker may be enough), or you're not willing to connect a broker and don't want to enter holdings manually.

Common sticking points

• Confusing the trial with the guarantee. They're separate: the trial is 30 days of access; the money-back guarantee covers a paid purchase. Don't assume the guarantee extends your trial.
• Assuming "free trial" means no card required. The site doesn't say either way — confirm at signup.
• Skipping the watchlist setup. Rating-change alerts are a core feature, and they need time to demonstrate value. Set them up on day one.
• Expecting the ratings to be advice. The On Sale / Watch / Overpriced system is a screening aid built around fair value and margin of safety; it doesn't replace your own judgment or account for your personal financial situation.

Start at the pricing page to compare plans, then begin the trial and put it through the five-step evaluation above before the 30 days run out.

Tykr connects to more than 40 brokerage accounts—including Schwab, Fidelity, Robinhood, and E*TRADE—so your portfolio tracker can update automatically instead of relying on manual entry. Once connected, you can manage multiple portfolios in one place, see overall ratings, track performance, and review projections through the web app or the iOS and Android mobile apps. The full broker list is visible inside Tykr after you join, and access starts with a 30-day free trial.

What broker connections do in Tykr

The broker connection feature is the automation layer behind the portfolio tracker. Rather than typing in every holding, you link an account and Tykr pulls your positions into the tracker for you.

• Coverage: 40+ supported brokers, with Schwab, Fidelity, Robinhood, and E*TRADE named as examples.
• What it automates: the portfolio tracker itself, so holdings and performance stay current without manual updates.
• Where to confirm your broker: Tykr states that the full list is available after joining, so check for your specific institution inside the product before committing.

If your broker isn't on the list, the tracker can still be useful, but you should expect to maintain positions by hand.

How portfolio tracking works once connected

Tykr's tracker is built for investors running more than one account or strategy. After connecting brokers, the tracker lets you:

1. Manage multiple portfolios separately—for example, a retirement account and a taxable brokerage account.
2. See overall ratings for the holdings in each portfolio, using the same rating language applied across the platform.
3. Track performance over time.
4. Review projections based on your current positions.

The ratings tie directly into Tykr's decision framework. Stocks are scored as On Sale, Watch, or Overpriced, and the platform frames a margin of safety of 50% or higher as the target for a buy candidate. In the portfolio view, those same ratings help you spot which holdings still look attractively valued and which have drifted into overpriced territory.

Ratings and alerts that feed the tracker

Two alert types connect the tracker to day-to-day decisions:

• Opportunity Alerts notify you when a stock changes to "On Sale."
• Risk Alerts notify you when a stock changes to "Overpriced."

A watchlist works alongside the tracker: when you add stocks and their ratings change, you're notified automatically. Together, the tracker shows what you own and the alerts show what may deserve action.

Where you can access it

Both surfaces draw on the same account, so a portfolio connected on the web is visible in the mobile app.

A practical setup sequence

1. Start the free trial through the signup link on tykr.com. The trial runs 30 days, can be canceled at any time, and is backed by a 30-day money-back guarantee.
2. Confirm your broker appears on the in-product list of 40+ connections.
3. Connect the account and let the tracker populate your holdings.
4. Set up separate portfolios if you want accounts or strategies tracked independently.
5. Add candidate stocks to your watchlist so rating changes generate notifications.
6. Review the overall ratings in each portfolio and compare them against the On Sale / Watch / Overpriced scale.

Common sticking points

• Broker not supported: the 40+ list is broad but not universal. Verify before assuming a connection exists.
• Expecting trade execution: Tykr's described role is analysis and tracking—screening, ratings, portfolio monitoring, and alerts. The materials describe connecting brokers to automate the tracker, not placing trades from within Tykr.
• Treating ratings as instructions: the On Sale / Watch / Overpriced system is a screening aid built around fair value and margin of safety. It organizes research; it doesn't remove the need to understand what you own.

For beginners, the platform also includes a self-guided checklist, custom filters, and educational content aimed at moving from first steps to confident investing, which pairs naturally with connecting a broker early so the tracker reflects real holdings as you learn.

Tykr is a stock investing platform aimed at beginners, covering stocks, ETFs, mutual funds, and crypto. It combines an AI investing assistant with a simple "traffic light" rating system—On Sale, Watch, or Overpriced—so you can screen investments, track portfolios, and get alerts without building your own valuation models. It fits people who want a structured, rules-based starting point and are willing to follow its fair-value and margin-of-safety signals; experienced investors who rely on their own analysis may find the scoring too simplified.

Core idea: a traffic light for every stock

Tykr scores stocks and labels them On Sale, Watch, or Overpriced. The logic rests on two concepts:

• Fair value — Tykr's estimate of what a stock is really worth.
• Margin of safety — the discount between price and fair value. Tykr highlights a margin of safety of 50% or higher as the target for "On Sale" opportunities.

The practical rule the platform teaches is straightforward: look for On Sale stocks when buying, and avoid Overpriced ones when deciding to take profits. For example, if a stock's fair value is estimated at $100 and it trades at $50, that is a 50% margin of safety—the kind of setup Tykr flags as an opportunity.

What you can actually do inside Tykr

The broker connections matter if you already hold assets across accounts: linking them automates the tracker instead of manual entry. Tykr says the full broker list is visible after joining.

Alerts: the "when to act" layer

Two alert types carry most of the day-to-day value:

• Opportunity alerts — triggered when a stock changes to "On Sale."
• Risk alerts — triggered when a stock becomes "Overpriced," or when its margin of safety drops below 50%.

This turns the platform from a one-time research tool into an ongoing monitoring system, which is useful if you don't want to re-check valuations manually.

Access and pricing signals

Tykr runs as a web app (any browser) plus iOS and Android apps, so screening and portfolio checks work on mobile. The site advertises a 30-day free trial, cancel-any-time terms, and a 30-day money-back guarantee, with a pricing page at tykr.com/pricing. Current plan prices and any feature limits by tier are not specified in the available material—check the pricing page before committing.

Who it suits—and who it doesn't

A good fit if you:

• Are new to investing and want a checklist-driven process rather than open-ended research.
• Want a single screen for stocks, ETFs, and crypto with plain-language ratings.
• Hold accounts at major brokers and want tracking automated.
• Prefer receiving alerts over monitoring positions daily.

Probably not a fit if you:

• Build your own discounted cash flow models and want raw data rather than a composite score.
• Invest mainly in assets outside the covered categories.
• Need the platform to execute trades—Tykr connects brokers for tracking, and the material describes analysis and alerts rather than trade execution.

A reasonable way to start

1. Start the free trial and work through the self-guided checklist to learn the rating vocabulary.
2. Add a handful of stocks you already follow to the watchlist and compare Tykr's On Sale/Watch/Overpriced labels with your own view—this is the fastest way to judge whether you trust the scoring.
3. Connect one broker account to test how accurately the portfolio tracker reflects your holdings.
4. Set opportunity and risk alerts, then decide before the trial ends whether the signals are worth paying for.

Tykr sorts every stock it covers into one of three labels — On Sale, Watch, or Overpriced — and the label is driven by how far the current price sits from Tykr's estimate of fair value. In practice, "On Sale" means the stock trades at a large enough discount to that fair value (Tykr points to a margin of safety of 50% or higher), "Overpriced" means the price is above fair value or the discount has shrunk below that threshold, and "Watch" is the in-between state where the stock is neither a strong buy nor clearly expensive. The rating is a screening and alerting tool, not a guarantee, so it works best as a first filter before you do your own research.

The three ratings and what each one signals

The logic is deliberately simple: the bigger the gap between price and fair value, the better the rating. Tykr describes the system as "traffic light-inspired," which is why the three states map cleanly onto buy / wait / avoid.

Where fair value and margin of safety come from

Two numbers do the work:

• Fair value — Tykr's estimate of what the stock is actually worth. The rating compares the live price against this figure.
• Margin of safety — the cushion between price and fair value. Tykr's stated rule is to look for a margin of safety of 50% or higher, meaning the stock is trading at roughly half (or less) of its estimated worth. When the margin of safety drops below 50%, Tykr flags the stock as overvalued.

So the rating isn't a vague sentiment score — it's a threshold test on the discount. A stock can move from On Sale to Watch to Overpriced purely because its price rose (or its fair value estimate fell), even if nothing about the underlying business changed.

How the ratings turn into buy and sell decisions

Tykr frames the system around two questions: know when to buy and know when to sell.

Buying: Screen for stocks rated On Sale, confirm the margin of safety is at or above 50%, then check the stock against your own criteria before acting. Tykr's custom filters let you narrow the universe first so you're not scrolling through thousands of names.

Selling: Watch for a stock you own flipping to Overpriced, or its margin of safety falling below 50%. That's the signal to review the position and consider taking profits rather than waiting for a pullback.

Staying hands-off: Anything rated Watch goes on a watchlist. Tykr notifies you when the rating changes, so you don't need to re-check manually.

Alerts do the monitoring for you

The rating system is paired with two automatic notifications:

• Opportunity Alerts — fire when a stock changes to On Sale, so you hear about new buy candidates without screening daily.
• Risk Alerts — fire when a stock changes to Overpriced, so you get a warning before a position becomes expensive.

Watchlist ratings also trigger notifications when they change. For a beginner, this is the practical payoff: you set up the list once and let the rating changes tell you when to look.

A concrete example

Say a stock trades at $100 and Tykr estimates fair value at $200. The margin of safety is 50%, so it lands in On Sale and you'd consider buying. If the price climbs to $150, the discount shrinks to 25% — below the 50% threshold — and the rating moves to Watch or Overpriced depending on where it sits relative to fair value. You'd get a Risk Alert on the downgrade, prompting you to reassess rather than keep adding. Nothing about the company changed; only the price-to-value gap did.

What the ratings don't do

The three labels are a screening shortcut, not investment advice. Fair value is an estimate, and a stock can be "On Sale" because the market expects trouble — a low price relative to estimated value is a starting point for research, not a conclusion. Tykr's own framing is about building confidence and knowing where to start, and the site offers a free trial with a 30-day money-back guarantee, so you can test whether the ratings match how you think before committing. Treat On Sale as "worth investigating," Overpriced as "worth reviewing," and Watch as "not yet."