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What is University of the Cumberlands?
The University of the Cumberlands is a private university in Kentucky that enrolls more than 20,000 students, making it the largest private university in the state. It offers on-campus and online programs across undergraduate, graduate, executive, and certificate levels, with more than 55 majors and pre-professional programs spanning fields such as business, nursing, education, information technology, and the natural sciences.
What makes it distinctive
Its most publicized feature is the "One Price Promise," which bundles tuition with items that are usually billed separately. According to the university's own page, that bundle includes books, technology fees, parking, academic resources, library access, dining, housing, laundry, counseling services, and student health. The headline figures shown are $19,175 or less for on-campus undergraduates without housing, $220 per credit hour for online undergraduates, $355 per credit hour as an average program cost for graduates, and $549 per credit hour for master's-level executive programs, with doctoral study at $749 per credit hour. Treat these as page-stated starting points rather than final costs: housing, program level, and credit load can change what a student actually pays.
Who it tends to suit
- Adult and online learners who want a per-credit structure and included course materials rather than surprise fees each term.
- Students weighing total cost, not sticker price, since bundled books and fees can narrow the gap with lower-tuition schools.
- People seeking regionally accredited degrees, with some programs holding additional specialized accreditation.
A practical next step
Pick two or three specific programs you are considering, then ask admissions for a written total-cost estimate for your exact situation — credits, housing status, and program level — and confirm whether the One Price Promise applies to that program. Compare that figure against a local public university's tuition plus books, fees, and housing. The bundle is the real decision variable; the headline number alone will not tell you which option is cheaper for you.
How does the One Price Promise work for on-campus and online students?
The One Price Promise bundles most of what students normally pay for separately into a single tuition figure. On the University of the Cumberlands page, the included items are listed as tuition, technology and parking fees, academic resources, library access, dining, housing, laundry, counseling services, student health, and books. The practical effect is fewer surprise charges: a student does not have to budget separately for textbooks or a campus parking pass, and on-campus students do not pay a separate housing or dining bill.
On-campus versus online
| On-campus undergraduate | Online undergraduate | |
|---|---|---|
| Stated price | $19,175 or less without housing; $9,875 without housing | $220 per credit hour |
| What is bundled | Tuition, parking, academic resources, dining, housing, laundry, counseling, health, books, library, technology | Tuition, technology fees, academic resources, library access, counseling, fees, books |
| Main trade-off | The headline figure assumes housing; living off campus lowers it but removes the housing and dining elements | Priced per credit, so total cost depends on how many credits you take |
Graduate and executive tracks follow the same all-in idea at different per-credit rates, with the page noting an average program cost for graduate study and a separate doctoral rate.
What this means in practice
A working adult comparing online programs should multiply the per-credit figure by the credits required for the degree, then check whether books and fees are genuinely covered rather than billed later. A traditional-age student weighing residential versus commuter life should compare the with-housing and without-housing figures, because the difference is largely the room-and-board component that the online rate never includes.
Next step
Request the program-specific cost sheet for your intended major and confirm which items remain outside the promise, such as lab fees, travel, or clinical costs. Then compare the all-in total against two or three other schools. Useful starting points include University of the Cumberlands and, for cost comparisons, Federal Student Aid and BigFuture.
What majors and degree programs does University of the Cumberlands offer?
University of the Cumberlands offers degrees across a broad range of fields, with more than 55 majors and pre-professional programs available both on campus and online, at undergraduate and graduate levels. Its academic areas span applied sciences, business, communications, education, English, general studies, health and wellness, history and political science, information technology, missions and ministry, natural sciences, nursing, social and behavioral sciences, the arts, and world languages. Graduate and executive offerings cluster around fields such as business, counseling, criminal justice, education, health sciences, human services, and information technology.
Program formats
The university organizes its offerings into four main paths, each with its own pricing structure under its "One Price Promise":
| Path | Audience | Pricing signal on the page |
|---|---|---|
| Undergraduate on-campus | Traditional students living and studying on campus | $19,175 or less with housing; $9,875 without housing |
| Undergraduate online | Working adults and remote learners | $220 per credit hour |
| Graduate | Master's and other graduate students | $355 per credit hour (average program cost) |
| Executive | Doctoral and advanced professional students | $549 per credit hour; doctoral $749 per credit hour |
The listed tuition is described as all-inclusive, covering items such as course materials, textbooks, technology fees, library access, academic resources, and counseling services. On-campus pricing also lists parking, dining, housing, laundry, and student health.
Choosing a program
If you are comparing Cumberlands against other schools, start with the format that matches your life: a residential undergraduate experience, an online undergraduate degree for flexibility, a graduate program for career advancement, or an executive/doctoral track. Then check whether your intended field appears in the relevant area of interest, since not every major is offered in every format. For a full, current list, use the university's program search at University of the Cumberlands.
Is University of the Cumberlands accredited?
Yes. The University of the Cumberlands holds regional accreditation, and the university states that many individual programs carry additional, discipline-specific accreditation. Regional accreditation is the broad institutional stamp of approval that matters most for transferring credits, applying for federal financial aid, and having a degree recognized by employers and graduate schools.
What this means for you
- Institutional recognition: Regional accreditation applies to the whole university, not just one department, so your degree comes from an accredited institution regardless of major.
- Program-level accreditation: Fields such as nursing, education, business, and counseling often have their own specialized accreditations. If you are pursuing licensure or a professional credential, confirm the specific program's status, since that can affect eligibility for exams or state licensure.
A practical next step
If you are comparing Cumberlands with another school, ask each admissions office two questions: (1) Is the institution regionally accredited? and (2) Is the exact program I want accredited by its professional body? For a broader look at the university, see University of the Cumberlands. For independent confirmation of accreditation status, the U.S. Department of Education's database and the relevant regional accreditor are the authoritative sources.
What is the total cost of attendance for on-campus undergraduate students?
Tuition at the University of the Cumberlands is presented as a single all-inclusive rate rather than a base tuition plus a long list of separate charges. For on-campus undergraduates, the published figure is $19,175 or less per year, with $9,875 of that being tuition and the remainder covering housing, dining and other campus costs. Students who live off campus or commute would not pay the housing portion, so their total would be lower than the full residential figure.
What the one-price model includes
The university's "One Price Promise" bundles the items that usually appear as separate line items on a college bill:
- Tuition
- Housing and dining (for residential students)
- Parking fees
- Academic resources and library access
- Technology fees
- Books and course materials
- Laundry, counseling services and student health
Because textbooks and fees are folded into the rate, the number you see is close to the number you pay, which makes budgeting more predictable than at schools where books, lab fees and technology charges arrive later in the term.
Deciding whether it fits your situation
The headline figure applies to a residential undergraduate. If you plan to commute, ask the admissions office for the non-housing rate, since that is the figure that actually applies to you. It is also worth comparing the all-in number against a traditional school's tuition plus room, board, books and fees, because a lower sticker tuition elsewhere can end up costing more once those extras are added.
For current rates, program-specific costs and financial aid options, check the university's official site at University of the Cumberlands or contact its admissions office directly.
How do I apply for admission to University of the Cumberlands?
Applying to University of the Cumberlands starts on the university's own site, where the admission path splits by student type: on-campus undergraduate, online undergraduate, graduate, and executive formats. Each group has different requirements, so identify your category before you begin.
What to do first
- Go to University of the Cumberlands and open the admissions section.
- Choose your student type: first-year or transfer on-campus undergraduate, online undergraduate, graduate, or executive.
- Use the Apply Now link on the site to start the application.
- If you want to see the campus or ask questions before committing, use Schedule A Visit or Request Information.
What you will likely need
- High school or prior college transcripts for undergraduate admission; transcripts from your degree-granting institution for graduate programs.
- Standard personal and contact details, plus a way to pay any application fee if one applies.
- Program-specific items for certain graduate or executive degrees, such as test scores, a résumé, or references. The university lists more than 55 majors and pre-professional programs, and requirements vary by program.
A practical note on cost
Cumberlands promotes a "One Price Promise," with tuition that the site says includes course materials, textbooks, technology fees, library access, and counseling services. The page shows per-credit-hour figures for online undergraduate, graduate, and doctoral study, and a per-year figure for on-campus students, plus a lower figure without housing. Treat those numbers as the university's published rates and confirm current amounts and what each tier covers before you apply.
If you are unsure where you fit
Prospective online or adult learners should start with the online undergraduate or graduate route rather than the on-campus first-year process. If you cannot find your intended program, use the interest and program search on the site or contact admissions directly.
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